Apply for care benefits in kind for people with long-term care insurance

If you need care at home, you are entitled to benefits in kind such as physical care, nursing care measures or help with housekeeping.

This home care assistance is usually provided by outpatient nursing or care services. Home care assistance is also possible if you live in a shared care home or in the household of family carers, but not in a care home or other fully inpatient facility.

Depending on the care level, you have a certain monthly budget for care benefits in kind (as of 2021):

• maximum EUR 689.00 for care level 2
• maximum EUR 1,298 for care level 3
• Maximum EUR 1,612 for care level 4
• Maximum EUR 1,995 for care level 5

If you do not claim the maximum amount of outpatient care benefits in kind, you can:

• convert care benefits in kind that have not been utilised into care allowance. This is referred to as a combination benefit.

In addition to the care benefits in kind, you can use the relief amount. This is a monthly amount that is used to reimburse expenses incurred by the insured person in connection with the use of services such as outpatient care services within the meaning of § 36 SGB XI, but not for services in the area of self-care in care grades 2 to 5.